Attention homeowners: Real estate appraisal services for in Yorba Linda and Orange County
Here are the top 7 reasons CA homeowners hire Sharp Appraisals:
Need help determining the price of your house in or near Yorba Linda, CA?
At Sharp Appraisals, we understand the unique needs of a consumer looking for appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner (FSBO)/Pre-Listing Services
It's very hard to be objective about your own home because of your emotional attachment to it. Our professional appraisers at Sharp Appraisals are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is a very important negotiating tool once you have an interested buyer. The appraisal is something tangible to show your buyer. An appraisal is an independent third party's opinion of your house's price -- not just how much you think your house is worth. Interested buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to a professional appraiser's value estimation than yours.
Appraisals to cancel PMI
A popular way to save money for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your property, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're seasoned in helping folks just like you rid themselves of undesirable PMI insurance.
Challenge a property tax assessment
Lets say your house is not appreciating as much as other homes nearby -- your local tax assessor may have your house overvalued. This means you are paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better. Getting an expert appraisal from Sharp Appraisals is your strongest weapon when challenging your property tax assessment.
Recently got a freeze your HELOC?
Even if your specific property has not declined in value, your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area. This can be be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow viewpoint. Sharp Appraisals can help you reinstate your home equity line of credit with efficient appraisal.
Field and Desktop Appraisal Review Services
Do you need a seasoned professional to double-check your appraisal for efficiency, or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
We can also provide you with a a retrospective review of any appraisal you may have in your possession. Even though this is typically requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your property.